Luvota SACCOLugazi Voice of Traders

Savings & loans

Save regularly, and borrow up to three times your savings at fair rates.

Earns interest yearly

Ordinary savings

Save any amount, any time. Your savings set how much you can borrow.

Dividends yearly

Share capital

Own a part of the SACCO and earn a dividend every year at the AGM.

From UGX 5,000

Junior savings

Teach children to save with an account opened in their name.

Paid out on your date

Holiday savings

Lock money away for December, school or a big family event.

How borrowing works

Your savings are your security. The longer you save and the better you repay, the more you can borrow.

  1. Save for at least three months. This builds your record with the SACCO.
  2. Bring two guarantors. Fellow members who vouch for you with their savings.
  3. Fill in the loan form at any branch. Carry your ID and proof of income.
  4. Receive your money. Paid to your account or mobile money once approved.

Questions about a product? Talk to a member officer.

Contact us